Basic Loan Agreement Template UK

The Basic Loan Agreement Template UK is provided in multiple formats, including PDF, Word, and Google Docs, and features samples that are editable and printable.


Sample

Basic Loan Agreement Template UK

Editable – Printable



Basic Loan Agreement Template UK

1. Borrower Information


2. Lender Information


3. Loan Details


4. Purpose of Loan

5. Repayment Schedule

6. Borrower Responsibilities

7. Lender Responsibilities

8. Default and Consequences

9. Modification of Agreement

10. Governing Law

11. Signatures and Agreement

12. Declaration and Signatures




PDF


WORD

Examples


Basic Loan Agreement Template UK (1)
Between:
[Name of the Lender]
[Lender’s ID]
[Lender’s Address]
[Lender’s Phone]
[Lender’s Email]
And:
[Name of the Borrower]
[Borrower’s ID]
[Borrower’s Address]
[Borrower’s Phone]
[Borrower’s Email]
Introduction:
This agreement outlines the terms and conditions under which the Lender will provide a loan to the Borrower, effective as of [Start Date].
Clause 1: Loan Amount
The total amount of the loan provided is [Loan Amount], which will be disbursed to the Borrower’s bank account.
Clause 2: Interest Rate
The loan will incur an interest rate of [Interest Rate]% per annum, calculated on the outstanding balance.
Clause 3: Repayment Schedule
The Borrower agrees to repay the loan in [Number of Installments] installments, with payments due on [Payment Due Dates].
Clause 4: Late Payment
Should the Borrower fail to make a payment by the due date, a late fee of [Amount] will be incurred, and the Lender may demand the total remaining balance.
Clause 5: Collateral
The Borrower agrees to provide [Description of Collateral] as security for the loan until it is fully repaid.
Clause 6: Governing Law
This agreement shall be governed by the laws of [Jurisdiction, e.g., England and Wales].
Signed in [City], [Date].
Sincerely,
[Signature of the Lender]
[Name of the Lender]
[Signature of the Borrower]
[Name of the Borrower]
Basic Loan Agreement Template UK (2)
Between:
[Name of the Lender]
[Lender’s ID]
[Lender’s Address]
[Lender’s Phone]
[Lender’s Email]
And:
[Name of the Borrower]
[Borrower’s ID]
[Borrower’s Address]
[Borrower’s Phone]
[Borrower’s Email]
Introduction:
This loan agreement specifies the terms under which the Lender will extend credit to the Borrower commencing on [Start Date] for personal or business purposes.
Clause 1: Loan Purpose
The Borrower will utilize the loan amount for [Specify Purpose, e.g., home improvement, business expansion].
Clause 2: Interest Calculation
Interest on the loan will be calculated monthly, at a rate of [Interest Rate]% per annum, and added to the total amount owed.
Clause 3: Payment Terms
The Borrower shall make payments in [Number of Payments] equal installments due on [Payment Schedule, e.g., the first of each month].
Clause 4: Default
In the event of default, the Lender reserves the right to demand immediate payment of the remaining balance as well as any legal costs incurred.
Clause 5: Prepayment
The Borrower may prepay the loan in full or in part at any time without penalty, provided that a notice of [Notice Period, e.g., 7 days] is given.
Clause 6: Dispute Resolution
Both parties agree to attempt resolution through mediation before pursuing any legal action.
Signed in [City], [Date].
Sincerely,
[Signature of the Lender]
[Name of the Lender]
[Signature of the Borrower]
[Name of the Borrower]

Printable



Basic Loan Agreement Template UK